An alky had a barn. One day his barn catches fire and burns down. The alkies wife, call’s the insurance company and says, “We had that barn insured for fifty thousand and I want my money.”
“Whoo… there, just a minute, it doesn´t work that way. We will assess the value of the building and provide you with a new one of comparable worth.” the agent replies.
The alkies wife, after a pause, says, “Well, in that case, I´d like to cancel the policy on my husband.”